Aug 19, 2022  
2020-2022 Catalog Volume XXX Ver 3 
    
2020-2022 Catalog Volume XXX Ver 3

Financial Information



Tuition

Onground/Hybrid Program Tuition Rates

Certificate Programs Table 1 (Beginning Fall Quarter 2021):  
CERT Computed Tomography CERT Dental Assisting CERT Health Science  
CERT IT Specialist CERT Magnetic Resonance Imaging CERT Medical Assisting  
CERT Nuclear Medicine CERT Paralegal/Paralegal Studies CERT Practical Nursing  
CERT Surgical Technology Special Subject/Joint Enrollment    
       
Associate Programs Table 1 (Beginning Fall Quarter 2021):  
AS Accounting AS Business Administration AS Computer Science  
AS Criminal Justice AS Health Science AS Health Science (Pre-Nursing)  
AS Health Science (Pre-Pharmacy) AS Information Technology AS/AAS Medical Assisting  
AS/AAS Paralegal Studies AS Surgical Technology AS Teaching  
   
Bachelor’s Programs Table 1 (Beginning Fall Quarter 2021):  
Bachelor of Business Administration (w/Concentrations)    
BS Accounting    
BS Criminal Justice    
BS Dental Hygiene    
BS Elementary Education  
BS Legal Studies  
   
Master’s Programs Table 1 (Beginning Fall Quarter 2021):  
MEd Elementary Education (K-5) Initial Licensure  
MS Accounting  
Table 1 Tuition Rates  
Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $5,500
6-9 Credit Hours $3,950
1-5 Credit Hours $2,100
Each Credit Above 20 $310 per credit
 
Associate Programs Table 2 (Beginning Fall Quarter 2021):
AS Dental Hygiene AS Diagnostic Medical Sonography
AS Occupational Therapy Assistant AS Physical Therapist Assistant
AS Radiography  
 
Bachelor’s Programs Table 2 (Beginning Fall Quarter 2021):
BS Health Science (w/Concentrations in CT, DMS, MRI, NM, RAD)
BS Health Science (including Post-PTA, Pre-PA, and Pre-PT)
BS Nursing (Traditional, Accelerated, LPN/BSN)
BS Nursing (Declared - Pre-Requisite Courses Prior to Major Admission)
BS Pharmaceutical Science (Pre-Pharmacy) - Until Pharmacy Major Courses
BS Radiological Science
Table 2 Tuition Rates
Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $6,975
6-9 Credit Hours $4,750
1-5 Credit Hours $2,500
Each Credit Above 20 $360 per credit

 Master of Health Science Physician Assistant Studies (Per Quarter Beginning Fall Quarter 2021)

Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $11,750
1-9 Credit Hours # of Credits X $600

Doctor of Education (Including Specialties) (Per 6-month Term Beginning Fall Quarter 2021)

Credit Load 2021-2022 Quarterly Tuition
9+ Credit Hours $6,000

Doctor of Nursing Practice w/Con Nurse Anesthesia (Per Quarter Beginning Winter Quarter 2022)

Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $10,775
1-9 Credit Hours # of Credits X $800

Doctor of Physical Therapy (Per Quarter Beginning Summer Quarter 2021)

Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $10,775
1-9 Credit Hours # of Credits X $600

 Doctor of Pharmacy (Per Quarter Beginning Summer Quarter 2021)

Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $11,975
1-9 Credit Hours # of Credits X $800

 On-Line Program Tuition Rates

Certificate Programs Table 3 (Beginning Fall Quarter 2021):
CERT Data Science CERT Health Science CERT Investigation & Security
CERT IT Specialist CERT Software Developer Special Subject/Joint Enrollment
 
CERT Criminal Justice (Grad) CERT Public Administration for CMJ Professionals (Grad)  
 
Associate Programs Table 3 (Beginning Fall Quarter 2021):
AS Accounting AS Business Administration AS Computer Science
AS Criminal Justice AS Electrical Engineering Technology AS Health Science
AS Health Science (Pre-Nursing) AS Health Science (Pre-Pharmacy) AS Information Technology
AS Investigation & Security AS Network Administration & Security
 
Bachelor’s Programs Table 3 (Beginning Fall Quarter 2021):
BS Accounting
Bachelor of Business Administration (w/Concentrations)
BS Computer Science (w/Concentrations)
BS Criminal Justice
BS Cybersecurity
BS Electrical Engineering Technology
BS Information Technology (w/Concentrations)
BS Nursing (RN/BSN) 
 
Educational Specialist/Master’s Programs Table 3 (Beginning Fall Quarter 2021):
EdS Teacher Leadership in Schools
MA Ministry Studies
Master of Business Administration (w/Concentrations)
MEd Teacher as Instructional Leader
MS Accounting
MS Computer Science (Including concentration in Artificial Intelligence)
MS Criminal Justice (Including all Concentrations) 
MS Cybersecurity 
MS Data Science 
MS Information Technology
MS Information Technology Management 
MS Software Engineering 
 
Doctoral Programs Table 3 (Beginning Fall Quarter 2021)
Doctor of Ministry 
 
Table 3 Tuition Rates
Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $3,975
6-9 Credit Hours $3,200
1-5 Credit Hours $2,100
Each Credit Above 20 $310 per credit
 
Bachelor’s Programs Table 4 (Beginning Fall Quarter 2021):
BS Dental Hygiene BS Health Science  
BS Health Science (Post-PTA) BS Health Science (Pre-PA)
BS Health Science (Pre-PT)
Table 4 Tuition Rates
Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $5,500
6-9 Credit Hours $3,950
1-5 Credit Hours $2,100
Each Credit Above 20 $310 per credit

Please see program pages for the tuition and fee information Doctor of Pharmacy, Doctor of Physical Therapy, MHS Physician Assistant Studies (Knoxville/Atlanta), and MHS Physician Assistant Studies (Nashville)

 
   
Master’s Programs Table 5 (Beginning Fall Quarter 2021)  
MS Nursing (w/Concentrations)  
   
Doctoral Programs Table 5 (Beginning Fall Quarter 2021)  
Doctor of Nursing Practice including Concentrations  
Table 5 Tuition Rates  
Credit Load 2021-2022 Quarterly Tuition
10-20 Credit Hours $5500
1-9 Credit Hours $3950
Each Credit Above 20 $310 per credit

 Fees - All Students

Fees 2021-2022
Application

$95 PA
$60 DPT
$50 All Other Programs
(Note: PharmD program has no application fee.)

Credit by Examination $100 Other Approved Courses
Transcript $13
Graduation $300
Technology Fee $295 per quarter

 Fees - Dental Students

Fees 2021-2022
CERT Dental Assisting Student Fee $150 per quarter
AS Dental Hygiene Student Fee $400 per quarter

In the event that a new program is implemented after the publication of the catalog and is not specifically listed above, please see the Admissions or Financial Aid department for detailed information.

Fees

Application Fee - A fee of $50.00 must be paid by each applicant at the time of initial application for admission to South College and by each student applying for readmission who has not been in attendance for one year or longer ($95 for PA and $60 for DPT; the PharmD program has no application fee).The receipt of the application fee does not constitute acceptance to the college. This fee is refundable if requested within three days of submitting an application. A student paying this fee but not enrolling within one calendar year will be reassessed the fee upon reapplication.

Auditing Fees - Audited courses are subject to the same tuition fees as courses taken for credit (refer to tuition above). Requirements for auditing are published in the Academic Information section of this catalog.

Graduation Fee - (Effective 4/7/21) Graduation fees will be charged for the first undergraduate program for which a student is actively enrolled. Graduation fees will not be charged for any subsequent undergraduate programs completed by the student or for any degrees/certificates that are automatically conferred by the institution as applicable for the courses completed by the student. Graduation fees will be assessed for all graduate level programs completed as published in the tuition/fee schedule.

Credit by Examination Fee - A fee of $100 for all approved exams will be collected for each examination taken by a student who desires to earn credit as outlined in the Credit by Examination section of this catalog. This fee must be paid prior to administration of the challenge examination.

Transcript Fee - Each student is entitled to one official transcript. The charge for each additional copy is $13.00. Requests for transcripts should be submitted to the Registrar. Academic transcripts will not be issued for any student who has an outstanding balance with the college or who is in default on any federal, state, or institutional loan. An official South College transcript bears the seal of the institution and is sent directly to a third party in a sealed envelope by the college. Any official transcript sent to or picked up by a student or graduate will be stamped “Issued to Student.”

Certification/Licensure Examination Fees - Several programs have arrangements to provide payment for Certification/Licensure Fees directly to the agency.  In these cases, associated fees may be billed to each student’s account at the time the application for testing is submitted. 

Technology Fees - Each student is charged a $295 non-refundable Technology Fee at the beginning of each term of enrollment.  Select programs utilize program-specific technology resources and associated fees are billed to each student’s account.  Information relating to these requirements is communicated to students at the time of admission to the program.

First Day Fees - Select courses have the option for textbook delivery via First Day. For these courses, a student is assumed to choose to take part in this textbook delivery option unless he/she chooses to “opt out” prior to the census date of each term. The First Day program provides immediate access to the course textbook by means of electronic access. The associated cost of the First Day text for each class is subject to change on a quarterly basis. To determine the availability of the First Day textbook delivery option for a course, please contact Student Services. To determine the cost of the First Day delivery option for a course, please contact the Bookstore or the Business Office. This program is meant to provide cost savings to students by making the text available below current market prices and by the first day of class. The charges are applied directly to the student’s account and are the responsibility of the student to cover. The textbook information for all courses is available via the B&N South College Bookstore website.

Payment Of Tuition And Fees

All charges are due and payable on or before the registration date for each quarter. Circumstances which prevent a student from adhering to these dates should be discussed with the Business Office. Students attending South College under a grant or loan should confer with the Financial Aid Department concerning the payment of fees; students attending the college under the G.I. Bill® should discuss payment of school fees with the VA Certifying Officials in the Financial Aid Department.

Tuition and fees are subject to change at the end of any quarter. Failure to make proper payments, unless otherwise cleared with the Business Office, will result in dismissal from the college.

Grades will not be issued, degrees granted, or transcripts furnished until all financial obligations have been satisfied and all college property has been returned.

Refund Of Tuition

Tuition charges are based on the student’s declared major and the total number of credit hours in which a student is enrolled on the first day of classes (as listed in the college calendar). Refunds or tuition adjustments will be awarded according to the following guidelines:

  1. If circumstances prevent matriculation before a student begins attending the college, all monies above the $50.00 application fee will be refunded. The $50.00 application fee will be refunded only if requested within three days of application.
  2. A tuition adjustment will be made when a student officially drops below 10 hours (9 hours or less) during the drop/add period. Official withdrawal is achieved by submitting a completed drop/add form to the Registrar. No adjustments will be made for students dropping individual classes after the drop/add period. The quarterly technology fee is non-refundable.
  3. A full tuition adjustment will be made when a student cancels or drops all classes before the drop/add deadline in any full quarter term. For students whose initial enrollment occurs on a mid-quarter term, a full tuition adjustment will be made when a student cancels or withdraws from all classes in that initial term of enrollment. In both situations, any term or course related fees associated with classes canceled or dropped prior to the drop/add date will also be adjusted from the account. If a student used a book allowance to purchase text books and receives the textbooks, the charge for books will remain on the account.

Online students outside of the states of Tennessee, Georgia, Florida, Indianapolis, North Carolina, or California are subject to the policy of the main campus (Tennessee).

State Refund Policy (Tennessee/Georgia/Florida/Indiana)

For a student who withdraws from the college, the state refund policy will apply as follows (any applicable refunds will be made within 30 days from date of determination):

  1. If after classes have commenced and before expiration of ten percent (10%) of the period of enrollment for which he or she has been charged, a student officially withdraws, the refund shall equal seventy-five percent (75%) of all amounts paid to or to be paid by or on behalf of the student for the period, less administrative fee of one hundred dollars ($100.00).
  2. If after expiration of the ten percent (10%) of the period of enrollment for which he or she has been charged, and before expiration of twenty-five percent (25%) of the period, a student officially withdraws, the refund shall equal twenty-five percent (25%) of all amounts paid or to be paid by or on behalf of the student for the period, less administrative fee of one hundred dollars ($100.00).
  3. If after expiration of twenty-five percent (25%) of the period of enrollment for which he or she was charged, a student officially withdraws, the student is deemed obligated for one hundred percent (100%) of the tuition, fees, and other charges assessed by the institution.

State Refund Policy (North Carolina)

For a student who withdraws from the college, the state refund policy will apply as follows:

  1. A 100% refund shall be made if the student officially withdraws prior to the first day of class(es) of the academic quarter as noted in the college calendar. Also, a student is eligible for a 100% refund if the class(es) in which the student is officially registered fail to “make” due to insufficient enrollment.
  2. A 75% refund shall be made if the student officially withdraws from all classes prior to the official 25% point in the quarter. No refunds shall be made after this point.
  3. If a student who has paid the required tuition for a quarter dies during that quarter (prior to the last day of examinations of the college), all tuition and fees for that quarter may be refunded to the estate of the deceased.

State Refund Policy (California)

For a student who withdraws from the college, the state refund policy will apply as follows:

  1. A 100% refund shall be made if the student officially withdraws prior to the first day of class(es) of the academic quarter as noted in the college calendar. Also, a student is eligible for a 100% refund if the class(es) in which the student is officially registered fail to “make” due to insufficient enrollment.
  2. A 75% refund shall be made if the student officially withdraws from all classes after the official 10% point in the quarter and prior to the official 25% point in the quarter.
  3. A 50% refund shall be made if the student officially withdraws from all classes after the official 25% point of the quarter and prior to the official 50% point of the quarter. No funds shall be made after this point.

All prepaid, but unearned fees and other charges paid by a student to the institution shall be refunded to the student if the institution discontinues the class or course for which the student has enrolled.

Official Withdrawal Procedure

A withdrawal is considered to be official when a student notifies the office of the Registrar or the Dean of Academic and Student Services in any form. No other college official has the authority to accept official withdrawals. Students who do not officially withdraw will be considered enrolled in courses until an appropriate academic participation verification point. If it is determined a student is no longer academically participating at the regular check points, the student will be officially withdrawn by the college.  Students are strongly encouraged to first speak with the School/Department Advisor in order to gain full understanding of the effects that the withdrawal has on their standing and options for future enrollment.

Return Of Title IV Funds

For Title IV (federal financial aid) recipients who withdraw from enrollment, the college is mandated by federal regulation to determine the amount of Title IV funds the student has earned at the time the student ceases enrollment. The amount earned is based on the amount of calendar days in the term completed by the student divided by the number of calendar days in the same term, excluding any scheduled breaks of at least five (5) consecutive days. The amount earned is based on the amount of time the student has spent enrolled and is not related to the student’s institutional charges. The amount of Title IV funds earned is based upon a proportional calculation through sixty percent (60%) of the term enrolled. The college will utilize the following steps in order to determine the amount of Title IV a student who withdraws has earned:

  1. Determine the date of withdrawal and determine the percentage of payment period (term) in which the student was enrolled.
  2. Determine the amount of Title IV aid earned by the student by multiplying the total Title IV aid for which the student was eligible by the percentage of time enrolled.
  3. Compare the amount earned to the amount disbursed. If the amount earned is greater than the amount disbursed, then a post-withdrawal disbursement must be made if the student is eligible for a “late disbursement.” If the amount disbursed exceeds the amount earned, the excess of Title IV aid must be returned to the Department of Education.
  4. Allocate the responsibility for returning unearned aid between the college and the student according to the portion of disbursed aid that could have been used to cover institutional charges and the portion that could have been disbursed directly to the student once institutional charges were covered.
  5. Distribute the unearned Title IV aid back to the Title IV programs. Examples of Return to Title IV and refund calculations may be obtained through the office of financial aid.

Order Of Refunds

Should a student withdraw from the institution, any amount of refund will be returned to the Title IV, HEA program funds, including the Pell Grant program, and then to other sources of aid up to the full amount received from the programs.

South College is required to return Title IV funds to the programs from which the student receives aid during the payment period, up to the net amount disbursed from each source, in the following order:

  1. Federal Direct Unsubsidized Loans
  2. Federal Direct Subsidized Loans
  3. Federal Direct PLUS Loans
  4. Federal Pell Grants
  5. Federal Supplemental Educational Opportunity Grant (FSEOG)
  6. Teach Grant
  7. Other assistance awarded to the student under programs authorized by Title IV
  8. Required refunds to other federal, state, private, or institutional student financial assistance awarded to the student
  9. To the student

An exception to this order may be made based on Return to Title IV guidelines issued by the Department of Education in the Federal Student Aid Handbook based on the Last Date of Attendance (LDA) and Date of Disbursement (DOD) of federal fund sources.

The current refund policy applies to all causes of withdrawal including injury, prolonged illness, or other circumstances that prohibit completion of the course or program of study.

Return of Military Tuition Assistance Program Funds

For students participating in the Military Tuition Assistance Program, the College will use the state refund policy for the designated campus to determine the amount of Tuition Assistance Program funds a student has earned when he or she ceases attendance based on the period the student was in attendance.  For students in online programs, the refund policy will be based on that of the State of Tennessee, not by the state of residence of the student. The only exclusion will be for military students who are deployed during a payment period, and then the Student Deployment Policy will be used.

Student Deployment

Military students and their spouses called to active duty or deployed from their home station will be allowed to withdraw from the currently enrolled term/payment period by providing a copy of military orders. Military service means service, whether voluntary or involuntary, in the Armed Forces (including National Guard or Reserve) on active duty, active duty for training, or full-time National Guard duty, or order to active duty. The length of the absence (including all prior absences for military), including only the time the student actually served in the military, cannot exceed five years.

Students who have completed 75 percent of the current term/payment period may earn a grade at the discretion of their instructors. Students without sufficient completion of course work will be withdrawn without grade penalty. Withdrawn courses must be repeated in their entirety. All tuition charges/payments related to the term/payment period that is interrupted will be refunded.

Reentering students should contact the Admissions department for the designated campus of enrollment, who will then guide the student through the re-enrollment process, including meeting with Financial Aid. Current tuition and policies (or policy revisions) for military students will apply to all returning students upon re-entry. Reentry fees will be waived for all returning students.

Financial Aid

Financial aid is the economic assistance available to help students pay for college. This economic assistance may be in the form of scholarships, grants, work-study programs, or loans. 

A financial aid package is a combination of different forms of financial aid that together makes up an offer of financial assistance.

A student’s ability to contribute to the cost of his or her education is determined by the use of a NEED ANALYSIS which is a consistent, systematic way of measuring the ability of a family to pay for educational costs and its eligibility to receive funds from federal and state programs. It determines the ability, not the willingness, of a student or his or her family to finance his or her education. Everyone who applies is treated fairly and equally under this system. The amount of financial aid that a student receives may not exceed his or her cost of education as established by the college. 

Application Process for Financial Aid

To apply for any form of financial aid at South College, a student must:

  1. Complete the Free Application for Federal Student Aid (FAFSA). This form is for both in-state and out-of-state students.
  2. Apply for admission to the college.

Depending upon the type of aid and the source of that aid, other documentation may also be requested. Financial Aid Officers are available to provide needed assistance.  Students are expected to submit all outstanding required documents needed to secure funding to cover tuition and fees prior to the start of each term. Any student who has not submitted all required documents by Drop/Add will have to secure approval to continue enrollment in that term from the Executive Director of the Campus or the Vice President of Financial Aid.

For federal student financial programs offered by the U.S. Department of Education under Title IV, the student’s eligibility for the Federal Pell Grant must be determined, or based upon, a decision arising from the exercise of professional judgment by the appropriate financial aid staff as permitted under federal regulations.

South College students receiving TN state funding must update their Tennessee Student Assistance Corporation profile via the TSAC portal (https://www.tn.gov/collegepays/tsac-student-portal.html) to designate South College as their institution of enrollment for the designated award years. South College must remain listed as the enrolled institution for each award year for which the student is eligible to receive TN State funding during their enrollment period at South College.

Student Aid Programs

South College participates in several student aid programs. South College Financial Aid budgets are subject to Cost of Attendance (COA), with total funding from all fund sources not exceeding COA for the budget period. Eligibility for federal and state financial aid is based on need and eligibility as determined by the FAFSA. Some fund sources may be dependent upon the number of hours enrolled in a term, availability of funding, and other requirements such as Grade Point Average, as deemed by the governing body that oversees the awarding of each fund source. A brief description of each follows.

Federal Pell Grant

The Federal Pell Grant program provides assistance that does not require repayment to eligible undergraduate students who have not earned a bachelor’s or professional degree. For many students, it provides a foundation to which other aid may be added. The amount of the award is determined through the FAFSA needs analysis process and enrollment status of the student.

Eligibility for the Federal Pell Grant will be determined as of the drop/add period for each term. The Pell Grant is awarded based on the eligibility of each individual student based on the number of hours for which the student is registered as of the official drop/add date each term. For students who choose to register for a course in which the start and end dates fall after the drop/add date for the full applicable term, the student must register for the course prior to the main term drop/add date in order to be eligible for Pell Grant associated with those hours. For students whose initial enrollment is during a mid- quarter term, Pell Grant eligibility is determined as of the drop/add date of the initial term of enrollment. The addition or removal of courses between that point and the end of the term will not affect Pell Grant awards for that term except in the situation where a student fully withdraws and a Return to Title IV calculation must be conducted. Please see the Return of Title IV section of the catalog for further information on eligibility upon withdrawal.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant (SEOG) program provides assistance that does not require repayment to eligible undergraduate students who have not earned a bachelor’s or professional degree. It is awarded to a limited number of students with exceptional need. In accordance with federal regulations, priority is given to students eligible for the Pell Grant program.

TEACH Grant (Knoxville Campus)

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides grants of up to $4,000 per year to students who intend to, and agree to, teach in a public or private elementary or secondary school that serves students from low-income families. Recipients of a TEACH Grant must teach at least four academic years within eight calendar years of completing the program of study for which a TEACH Grant is received. IMPORTANT: Failure to complete this service obligation will result in all amounts of TEACH Grants received being converted to a Federal Direct Unsubsidized Stafford Loan and the total amount repaid to the U.S. Department of Education. Interest will be charged from the date the grant(s) were disbursed. TEACH Grant recipients will be given a 6-month grace period prior to entering repayment if a TEACH Grant is converted to a Direct Unsubsidized Loan. Interested applicants should see a member of the financial aid staff.

Federal Work-Study Program

This program offers long term, low interest rate loans to students with financial need. Students must be enrolled at least half-time to participate in this program. Money for the Federal Direct Loan program is borrowed directly from the U.S. Department of Education. Interest does not accrue, and repayment does not begin, for loans through this program until the student ceases to be enrolled at least half-time. Eligibility for Federal Direct Subsidized Loan is also subject to SULA (Subsidized Usage Limit Applies) restrictions for first-time borrowers who have no outstanding balance on a Direct Loan or on a FFEL Program loan on July 1, 2013, or on the date the borrower obtains a Direct Loan after July 1, 2013. For more information on SULA, please visit the 2019-20 Federal Student Aid handbook, Chapter 5 at https://ifap.ed.gov/fsahandbook/attachments/1920FSAHbkVol3Master.pdf.

Federal Direct Unsubsidized Loan Program

This program offers long term, low interest rate loans to students that are not based on financial need. Money for the Federal Unsubsidized Direct Loan is borrowed directly from the U.S. Department of Education. Interest does accrue while the student is enrolled; however, repayment does not begin until the student ceases to be enrolled at least half-time.

Federal Direct PLUS Loan Program

This program offers long term loans to parents of dependent undergraduate students that are not based upon financial need. Determination of eligibility for need-based aid is required. Interest begins to accrue as each disbursement is made. Repayment begins after the loan has been fully disbursed. Money for the Federal Direct PLUS is borrowed directly from the U.S. Department of Education.

Federal Direct Graduate PLUS Loan Program

This program provides long term, low interest rate loans from the federal government to students enrolled in a graduate or professional degree program. The loan is not based upon financial need and the borrower must pass a credit check. Annual loan eligibility under the Subsidized and Unsubsidized Direct Loan programs must be determined by the school before a student can receive a Grad PLUS loan. Interest begins to accrue as each disbursement is made. Repayment begins immediately after the loan has been fully disbursed; however, students may request that repayment be deferred during periods in which they are enrolled at least halftime.

Non-Federal Loan Programs

South College financial aid officers will provide information regarding credit-based, non-federal loans to students who may need additional funds to supplement the cost of attendance.

Veteran’s Education Benefits

Certain veterans and dependents of veterans are eligible to receive financial assistance for education training from the U.S. Department of Veterans Affairs. South College is approved by the Tennessee Higher Education Commission-Division of Veterans Education and the North Carolina State Approving Agency to offer degree and certificate programs to students eligible to receive veteran’s educational benefits. Personnel in the financial aid department are available to provide more information regarding these benefits. Students or applicants may also contact the Department of Veterans Affairs Regional Office (1-800-827-1000).  More information is also available at www.gibill.va.gov.

As part of the Veterans Benefits and Transition Act of 2018, Section 3679 of title 38, South College prohibits the denial of access and/or the charge of additional penalties against student veterans using Chapter 33 or Chapter 31 as outlined below.

South College complies with PL 115-407 section 103.  A Covered Individual is any individual who is entitled to educational assistance under Chapter 31, Vocational Rehabilitation and Employment, or Chapter 33, Post-9/11 GI Bill® benefits.

  • All covered individuals are allowed to attend or participate in his/her enrolled course of education during the period beginning on the date on which the individual provides to South College a certificate of eligibility for entitlement to educational assistance under chapter 31 or 33, including a “Statement of Benefits” obtained from the Department of Veterans Affairs (VA) website- eBenefits, of a VAF-28-1905 form for chapter 31 authorization purposes, and ending on the earlier of the following dates:
    • The date on which payment from VA is made to the institution
    • 90 days after the date the institution certified tuition and fees following the receipt of the certificate of eligibility.
  • South College will not impose any penalty, including the assessment of late fees, the denial of access to classes, libraries, or other institutional facilities due to a delayed disbursement from the VA under Chapter 31 or 33. South College does not required a covered individual to borrow or secure other funding to meet student financial obligations to the institution due to the delayed disbursement of funding from VA under Chapter 31 or Chapter 33.

Tennessee Student Assistance Award (TSAA)

This program offers financial aid that does not require repayment to residents of Tennessee attending a college located in Tennessee. Awards are made by the Tennessee Student Assistance Corporation using the FAFSA needs analysis process. Funding for this program is limited and application should be made as soon as possible after January 1 each year. The deadline for application is set by the Tennessee Student Assistance Corporation each year. For more information, please visit www.tn.gov/CollegePays.

Tennessee Education Lottery Scholarship (Tennessee Residents Only)

This program provides monies from the new Tennessee Lottery as scholarships (Tennessee Promise Scholarship, Tennessee Reconnect Scholarship, Tennessee Hope Scholarship, “Aspire” Award, Tennessee Hope Access Grant, and General Assembly Merit Scholarship) to Tennessee students. The scholarships are awarded based upon criteria established by the Tennessee Student Assistance Corporation and the State of Tennessee. Students must have their Free Application for Federal Student Aid (FAFSA) processed by the federal processor by the priority deadline set forth in the regulations governing the program. More information is available at www.tn.gov/CollegePays.

Tennessee Strong Act (Tennessee Residents Only)

The Tennessee STRONG (Support, Training, and Renewing Opportunity for National Guardsmen) Act establishes a pilot program to provide eligible members of the Tennessee National Guard tuition funding toward a first-time bachelor’s degree through a tuition reimbursement program. Eligible students must abide by all deadlines and requirements set forth in the TN Strong Act provisions as outlined and available at https://www.tn.gov/nexttennessee/tennessee-strong-act.html.

South College Loan Program

South College periodically at its discretion makes available loans to be used solely for expenses incurred as a direct result of enrollment at the institution. Eligibility for this program is determined by the Financial Aid Department during the initial application process or subsequent award periods. These loans are awarded as part of the student’s financial aid package when other funds are insufficient to cover tuition, fees, and textbooks. The college reserves the right to discontinue this program at any time. In order to maintain eligibility for this fund source, students are expected to make monthly payments while they are in school.

Institutional Fund Sources

The fund sources below are institutional fund sources and have no cash value. The fund sources are applied to the account in the designated grant amount up to the cost of tuition and fees posted to the student ledger card. Please see the South College website for detailed information on eligibility requirements and administration of each (www.south.edu). A student may not receive two institutional fund sources within one term of enrollment. South College reserves the right to discontinue any of institutional Grant program at its discretion.

South College Opportunity Grant

High school seniors who are residents of Tennessee may apply for the Tennessee Promise Scholarship which will provide for two years of tuition-free attendance at South College in Tennessee. Tennessee Promise is a last-dollar scholarship, meaning it will cover costs of tuition not met from Pell, HOPE, or state assistance awards. As part of the program, students will be paired with a partnering organization and provided with a mentor who will support them during the college application process.  To review the application process and requirements go to www.tnpromise.gov. While eligible for the Tennessee Promise Scholarship, students will receive the South College Opportunity Grant.  The South College Opportunity Grant is applied toward tuition only.  

South College Promise Grant (Asheville and Atlanta)

The South College Promise Grant provides students enrolled at the Asheville and Atlanta campuses with a similar level of tuition support that Tennessee students receive as a part of the TN Promise Scholarship program. TN Promise is a publicly funded state scholarship available to students at eligible institutions like South College. Currently, students enrolled at the ground campuses outside of Tennessee do not have access to a comparable program in their state. This South College (SC) Promise Grant is offered to provide assistance for recent high school graduates in order to help keep student loan debt to a minimum.   

South College Reconnect Grant

The South College TN Reconnect Grant is available to promote educational opportunities for students who are eligible to receive the TN Reconnect Grant through the State of Tennessee.  While eligible for the TN Reconnect Grant, students will receive the South College TN Reconnect Grant.  The South College TN Reconnect Grant is applied toward tuition only.  

South College First Responder Grant

The South College First Responder Grant is available to students who are current or retired first responders, including police officers, detectives, deputy sheriffs, state troopers, highway patrol officers, investigators, inspectors, correctional officers, parole or probation officers, park rangers, fire fighters, paramedics, or emergency medical technicians.  Applicants may not receive this Grant if receiving 100% coverage of tuition and fees under any VA educational benefit and grant or scholarship program.  Students in the following programs are not eligible for this grant: Doctor of Pharmacy, MHS Physician Assistant Students, or Doctor of Physical Therapy.

South College Military Grant

The South College Military Grant is available to students who are active duty military members or veterans, military spouses, and/or veteran dependents who are eligible for VA Educational Benefits with an honorable discharge status, general-under honorable conditions discharge status, or active duty status (NOBE) OR dependents of a veteran who is eligible for VA educational benefits.  Applicants may not receive this Grant if receiving 100% coverage of tuition and fees under any VA educational benefit and/or institutional grant or scholarship program.  Students in the following programs are not eligible for this grant: Doctor of Pharmacy, MHS Physician Assistant Students, or Doctor of Physical Therapy.  

South College Closed Institution Transfer Grant

The South College Closed Institution Transfer Grant is available to any eligible student who was enrolled at a Closed Institution that is admitted as a transfer student to South College within 12 months of the Institution closing and who is not receiving 100% coverage of tuition and fees under any VA educational benefit and/or institutional grant or other scholarship program. 

South College Pharmacy Academic Grant

This Grant provides financial assistance to pharmacy students accepted to the South College School of Pharmacy who have demonstrated academic excellence based upon cumulative college GPA at the time of admission. Since this is an academic grant based upon clearly defined academic requirements, no formal application is required.  The South College School of Pharmacy (SCSOP) utilizes a rolling admissions process. Academic grants will be awarded to admitted pharmacy students at the beginning of the admissions cycle and until all available grants have been awarded.  The number of grants available will be determined at the beginning of each admissions cycle and will be based on the amount of available funds.  The minimum criteria for consideration of the SCSOP Academic Grant is a PCAT composite score of 60 and a GPA of 3.50. The SCSOP Academic Grant is awarded for up to three years, as long as the awarded pharmacy student maintains good academic standing and maintains a minimum GPA of 3.5 in the PharmD program. Students who withdraw or who are dismissed from the program lose all current and future eligibility.

Community Partners Grant

The Community Partners Grant is available to students who are currently employed by a South College Community Partner or dependents or a current employee of a Community Partner (dependent is defined as a current spouse or a child under the age of 26) and who are not receiving any other institutional grant offered by South College.  Students in the following programs are not eligible for this grant: Doctor of Pharmacy, MHS Physician Assistant Students, or Doctor of Physical Therapy.

South College Teacher Education Grant

The South College Teacher Education Grant is available to any eligible student enrolled in the Master of Education in Teacher as Instructional Leader or Educational Specialist in Teacher Leadership in Schools programs and who is a currently licensed and employed teacher at a Tennessee elementary/secondary school.  Students may not receive this Grant if they are receiving 100% coverage of tuition and fees under any VA educational benefits and/or institutional grant or scholarship program. 

South College Graduate Health Care MBA Grant

The South College Graduate Health Care MBA Grant is available to any eligible student who has graduated from a South College Graduate Health Care program (Doctor of Pharmacy, Doctor of Physical Therapy, or Master of Health Science Physician Assistant). This Grant is effective beginning April 1, 2020.  South College reserves the right to discontinue this Grant at its discretion. 

The South College Graduate Health Care MBA Grant is disbursed each term to reduce the overall cost of tuition to the equivalent of $500 per course enrolled plus mandatory fees. Students who are eligible for the Grant are responsible for any additional fees incurred during the quarter, including but not limited to, Technology Fees, Book Fees, and Graduation Fees. As tuition is subject to change during the course of a student’s enrollment in the MBA program, The Grant amount may vary from term to term as it is applied to reduce tuition to the $500 per course charge.

Other restrictions/details of the Grant are as follows:

  • A South College Graduate Health Care student that has completed a Graduate program may enroll in one class or up to a full-time status in the MBA program.
  • A South College Graduate Health Care student that has completed a Graduate program may complete multiple concentrations in the MBA program, but will only be awarded one MBA degree.
  • Students receiving the South College Graduate Health Care MBA Grant are not eligible to apply Federal Financial Aid (Title IV) funds to their student accounts.

The Grant award is applied against tuition only.  The maximum Grant amount in any term will not exceed the difference between total tuition and the remaining $500 tuition charge per enrolled course.

South College Corporate Community Partnership Grant

To help minimize the amount that students borrow to pay for college, South College provides tuition assistance avenues for eligible undergraduate students. The South College Corporate Community Partnership Grant (SC-CCPG) is available to approved employees of South College Corporate Partners.

Applicants meeting the below requirements will receive this Grant award to be applied to the tuition charged in each term of eligibility. Students must be enrolled in an approved undergraduate level program (see program list as approved by South College and the designated Corporate Partner) and maintain approval on a term-by-term basis from the Corporate Partner. 

This Grant is offered to provide assistance for the employees of the designated South College Corporate Partner in order to help keep student loan debt to a minimum.

Please see the Office of Financial Aid or speak with an Admissions Staff representative for more details.

To be eligible for the South College Corporate Partnership Grant, a student must meet the following requirements:

  • Evidence high school graduation. 
  • Submit the South College Corporate Partnership Grant Application which must be approved by Corporate Partner.
  • Meet Satisfactory Academic Progress Standards (SAP) at the end of each term.

The South College Corporate Partnership Grant (SC-CCPG) is awarded on a last payer basis to be applied to tuition after all other federal, state, and/or other gift aid has been paid to the student’s account, not to exceed 50% of the tuition charged in the associated term. The Corporate Partner agrees to pay a matching tuition reimbursement for the remaining portion of tuition, plus any technology and/or book fees, that are uncovered. The approved employee/student will submit the South College Corporate Partnership Grant application approved by the Corporate Partner in the initial term that the grant is to be awarded. The employee/student’s financial aid award letter will be constructed based on the assumption of continued approval for the SC-CCPG for the duration of enrollment in the approved program. Each quarter, South College will provide to the Corporate Partner an invoice with student detail for the Corporate Partner’s agreed upon tuition reimbursement amount. This amount will be equal to the Corporate Partner’s 50% portion of remaining tuition after all federal, state, and/or other gift aid has paid, plus the cost of any uncovered technology fee and/or books fees. The Corporate Partner will approve and return payment within 45 days of receipt of the invoice, notifying South College of any employee that is no longer approved to receive the SC-CCPG or the corporate tuition reimbursement. Any student no longer designated as eligible by the Corporate Partner will be responsible for all charges to his/her student account for that current term and all remaining terms of enrollment.